Bank Smart Win Smart

Eligibility : Bank Smart Win Smart (the “Promotion”) is open only to legal residents of Georgia, Indiana, and Michigan who are at least eighteen (18) years old at the time of entry. Void outside of Georgia, Indiana, and Michigan and where prohibited.

Promotion Period : The Promotion begins on August 9, 2010 at 12:00 a.m. Eastern Time (“ET”) and ends on November 9, 2010 11:59 p.m. ET (the “Promotion Period”).

Enter at: http://flagstar.promo.eprize.com/banksmartwinsmart/

Limit : Each participant may enter/play one (1) time per day during the Promotion Period.

Prize (s):

Grand Prize Drawing: ONE (1) GRAND PRIZE: An all-new 2010 or 2011 Smart Car. Approximate Retail Value (“ARV”): $15,000.

eDecoder Game Prizes: ONE HUNDRED (100) FIRST PRIZES: A $50 Flagstar Bank, FSB logo Visa gift card. ARV: $50.

Winner List : Winner List requests will only be accepted after the promotion end date (listed above) and no later than February 9, 2011. For the Winner List, visit the promotion website and click on the FAQ link for details on how to request a list of winners.

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